Sheriff's sales are foreclosed properties. The sales are held between 12:00 p.m.& 1:00 p.m. in the front lobby of the
O'Brien County Sheriff's Office, Primghar, IA. Properties listed are subject to change without notice. For more information,
call the Civil Division at (712) 757-3415 and ask for Connie or Chief Deputy Allen Schuknecht. Sale notices are posted in
the front lobby of the Sheriff's Office on a bulletin board for public viewing.
If you have questions regarding the sales listed below you may check the "Questions/Answers link below or use our e-mail
link above to e-mail our office for additional questions.
Unless specified all Sheriff's Sales will be conducted at the Office of Sheriff, 240 1st street N.E. in the O'Brien
County Law Enforcement Center Main Lobby Primghar, Iowa.

GENERAL INFORMATION:
Most of these sales are for mortgage foreclosures, which means that the debtor is in arrears on the mortgage. The sale
may be a foreclosure of a second mortgage rather than a first mortgage, which will leave the first mortgage still in place.
There also may be stipulations in the foreclosure decree that have special provisions for certain debts. (such as: This
foreclosure does not include the debt owed to John Doe). We cannot "show the property" to any potential bidders.
Sales are held as an auction type and will be sold to the highest bidder. The mortgage company is entitled to bid ahead of
time what is due them, including attorney fees, court costs and Sheriff's fees. The mortgage company's bid is not disclosed
until the time of the sale. The foreclosing bank's bid will be the opening bid. If no one else bids, the property will be sold to
the bank for their bid. Whoever has the highest bid, over the bank's bid will be the purchaser.
If a private party wishes to bid, and they are successful they must return within two hours with cash or a Cashier's Check for
the total amount of their bid made out to the O'Brien County Sheriff.
If a foreclosure sale does not have a redemption period, a deed is issued within a few days. If the foreclosure sale does
have a redemption period, a Certificate of Purchase is issued and may be turned in at the end of the redemption period
(providing the property has not been redeemed) along with a fee to the Sheriff's office for issuance of a Sheriff's Deed.
The Sheriff's office cannot guarantee clear title to the property. These properties are sold "CAVEAT EMPTOR", which
means "buyer beware".
Each property should be researched before bidding, such as a title search, ascertaining if there is any unpaid taxes or
special assessments, etc. You may want to also check to be sure that all persons who have judgments against the debtor
have been listed in the foreclosure decree. If they have not, the judgment not listed will still be in place on the house after
the sale. As with any real property purchase, it is advisable to have an attorney who is knowledgeable in real estate matters
check into the property.
At the time of the sale, we sell the property by reading the legal description. We do not sell by address. Therefore, if the
address, on our listing on the web site (as provided to us by the attorney), is not correct, we are not responsible.
All foreclosures are published in the county legal papers as determined each year by the County Board of Supervisors.
You may need to contact the Civil Division to ascertain which county publication the specific Sheriff's Sale Notice is
published in. The publication includes the Case number; Plaintiff, Defendants, and all persons holding judgments (if listed
in the decree); the legal description of the property being sold; the date, time and place of the sale; and the Plaintiff
attorney's name and address.
Civil Division Hours: 8:00 a.m. - 4:30 p.m. Monday - Friday
Tel: 712.757.3415 Fax: 712.757.5445



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